⭐ 26 Years in the Mortgage Industry
Get Your Best Mortgage Rate — Simplified.
Kenny Merdan shops 200+ wholesale lenders to find you the lowest rate. Transparent, honest, and with no runaround. Licensed in Texas & Minnesota.
Kenny Merdan shops 200+ wholesale lenders to find you the lowest rate. Transparent, honest, and with no runaround. Licensed in Texas & Minnesota.
Whether you're a first-time buyer, veteran, or seasoned investor — Kenny finds the right loan at the right rate.
As low as 3.5% down. Flexible credit requirements. Perfect for first-time buyers and those rebuilding credit.
Zero down payment for eligible veterans and active military. The best loan program in America — if you qualify, use it.
Competitive rates, flexible terms, and no upfront mortgage insurance with 20% down. Great for strong-credit buyers.
100% financing in eligible rural and suburban areas. Often overlooked — but could be your best option.
Financing above conventional limits for luxury and high-value properties. Competitive rates through Kenny's lender network.
Down payment assistance programs, grants, and low-down-payment options to get you into your first home.
Lower your rate, reduce your payment, or cash out equity. Kenny shops all your options — not just one lender's rate.
DSCR loans, conventional investment financing, and portfolio options for real estate investors growing their portfolio.
From application to closing — Kenny handles the complexity so you don't have to.
Complete the secure application in minutes. No obligation, no hard pull until you're ready.
Kenny accesses 200+ wholesale lenders to find you the lowest available rate for your scenario.
Fast processing, clear communication, and a smooth closing. Average 14-day clear-to-close.
Since 1999, Kenny Merdan has helped thousands of homebuyers navigate the mortgage process with transparency, honesty, and real expertise. As a licensed broker through NEXA Lending LLC — the nation's largest mortgage broker — Kenny accesses rates that retail banks simply can't match.
Every day, Kenny hosts Mortgage Talk LIVE on TikTok — answering real mortgage questions from real buyers in real time. His reputation for straightforward advice and competitive rates has built a loyal following of buyers across Texas and Minnesota.
Kenny's promise: He'll give you an honest quote you can use to keep any lender accountable. No pressure, no runaround.
Start Your ApplicationKenny goes LIVE every weekday morning answering your mortgage questions in real time.
Live rate quotes, affordability breakdowns, market commentary, and real answers to real buyer questions — every weekday morning. No scripts, no sales pitch. Just honest mortgage talk.
📱 @mortgagetalk